Terms of Service

Acceptance of terms

These Terms of Service (“Terms”) govern your access to and use of CarLoanTools and its calculators, content, and features (the “Service”). If you do not agree, please do not use the Service.

Educational use only — not financial advice

CarLoanTools provides general educational tools and information. It does not provide financial, lending, tax, legal, or investment advice, and it is not a lender, broker, or dealer. All calculator outputs are estimates based on the inputs and assumptions you provide and simplified national averages. Actual rates, payments, taxes, fees, insurance costs, and loan approvals will vary. See our Disclaimer for more.

Acceptable use

• •Do not use the Service for any unlawful or fraudulent purpose.
• •Do not attempt to disrupt, reverse-engineer, scrape at scale, or gain unauthorized access to the Service or its systems.
• •Do not misrepresent the Service’s output as professional financial advice to others.

Third-party links and offers

The Service contains links to third-party websites and affiliate offers. We do not control and are not responsible for the content, products, rates, or practices of those third parties. Your dealings with them are solely between you and the third party. See our Advertiser Disclosure.

Intellectual property

The Service, including its text, design, calculators, and logos, is owned by CarLoanTools and protected by applicable laws. You may use the Service for personal, non-commercial purposes only.

Disclaimer of warranties

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that estimates will match real-world results.

Limitation of liability

To the fullest extent permitted by law, CarLoanTools will not be liable for any indirect, incidental, consequential, or special damages, or for any financial decisions you make based on the Service. Your sole remedy for dissatisfaction is to stop using the Service.

Changes to the Service and Terms

We may modify or discontinue the Service, and we may update these Terms, at any time. Continued use after changes constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by the laws of the United States and the state in which the operator is established, without regard to conflict-of-laws rules.

Contact

Questions about these Terms? Email support@carloantools.com.